Financial Plus Credit Union Financial Plus Credit Union - Corunna 

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Loan Plans and Rates

You can compare various loan plans and interest rates below. Deselect any of the options in the box below to hide those plans. Once you have decided on a plan/rate, click on the corresponding "Select" button. To obtain a mortgage, you are required to complete the application process. Your application and credit will then be processed and fully evaluated in accordance with Fannie Mae’s underwriting criteria.

Rates are subject to change and are not locked at time of application. Mortgage rates and APR’s (Annual Percentage Rate) change often and are based on a variety of factors including but not limited to credit history, the loan amount, purpose of the loan and loan-to-value ratio. Products terms and interest rates are subject to change without notice.

 

Loan Term
Loan Type
Residence Type
10 Year Fixed Rate Mortgage
Description: Fixed rate mortgage that is paid off in 10 years
Term In Months: 120 Loan Type: CNV Amortization Type: Fixed Rate
Interest Rate Discount Points Origination Fee Lock-In Term APR
2.875% 0.000% 0.500% --- 3.290%
15 Year Fixed Rate Mortgage
Description: Fixed rate mortgage that is paid off in 15 years
Term In Months: 180 Loan Type: CNV Amortization Type: Fixed Rate
Interest Rate Discount Points Origination Fee Lock-In Term APR
3.000% 0.000% 0.500% --- 3.285%
20 Year Fixed Rate Mortgage
Description: Fixed rate mortgage that is paid off in 20 years
Term In Months: 240 Loan Type: CNV Amortization Type: Fixed Rate
Interest Rate Discount Points Origination Fee Lock-In Term APR
3.500% 0.000% 0.500% --- 3.697%
30 Year Fixed Rate Mortgage
Description: Fixed rate mortgage that is paid off in 30 years
Term In Months: 360 Loan Type: CNV Amortization Type: Fixed Rate
Interest Rate Discount Points Origination Fee Lock-In Term APR
3.750% 0.000% 0.500% --- 3.912%
Home Equity Fixed
Description: Interest rates start at 4.00% & are based on Prime Rate, credit score and lien position. Maximum Loan-to-Value is 85%
Term In Months: 120 Loan Type: CNV Amortization Type: Fixed Rate
Interest Rate Discount Points Origination Fee Lock-In Term APR
4.000% 0.000% 0.000% --- 4.106%

 APR’s (Annual Percentage Rate) change often and are based on a variety of factors including but not limited to credit history, the loan amount, purpose of the loan and loan-to-value ratio. Products terms and interest rates are subject to change without notice. The applicant is responsible for the following fees and costs at the time of closing. Origination fee, Underwriting fee, appraisal fee, title fees, transfer tax fees, credit report fee, flood cert fee, recording fee, escrow reserves and interest due until first payment, other cost may be included due to product specific circumstances. This is not intended to be an all-inclusive list.  



*Mortgage APR Example: The information provided assumes the purpose of the loan is to refinance a property, with a loan amount of $100,000 and an estimated property value of $125,000. The listed APR’s include a point of .50% and other fees including but not limited to: credit reports, flood determination, recording, underwriting and closing fees The property is located in Michigan, within Genesee County. The property is an existing single family home and is the borrower’s a primary residence. The assumed credit score is 740.

Would you like to apply using this rate plan? If so, please hit 'Apply Now' below, or hit 'Cancel' to return to the page.